Effective date: 20.09.2018

This Privacy Policy (also referred to as ‘Policy’) applies to rapidloans4you.com.au (also referred to as ‘Company’ or ‘Site’). It notifies you (also ‘You’ and/ or ‘Your’) about our services, how we collect, use, and share the information you provide. Your use of this Site and sharing the personal information you provide constitutes an agreement with these policies. Please read this Policy in full before using this Site. Use of this Site establishes the acceptance that You have read, understood, and agreed to this Policy and all other policies as presented on this Site. Should you disagree with this Site’s Policy and this Company’s terms and conditions, do not use this Site. Changes may be made to this Policy at any time.

Protecting Your Privacy

We understand that protecting your privacy and your personal information is incredibly important, especially with today’s advanced technology. We only collect information through this website to process the transactions you request and to respond to your inquiries. Whether you are a current or former customer of rapidloans4you.com.au, we will never share your information with anyone outside of our affiliated lenders and third party affiliates.

We want you to enjoy your experience as you use rapidloans4you.com.au and to feel safe and secure. We have created this Privacy Policy to provide this security and to inform you of the ways in which your information is collected, used and distributed. When you choose to use this site, you are agreeing to our Privacy Policy. If you do not agree with the Policy in whole or in part, we ask that you discontinue using this website or the company’s services and exit it immediately.

Personal Information

Through using this Site and its services, you are permitting the Site to collect “personally identifiable information” and “non-personally identifiable information” about You. These pieces of information are described below:

Personal Identifiable Information

Use of this Site obliges You to provide specific ‘Personally Identifiable Information’. Your unique data is necessary for communication and identification. This information may include, but is not limited to: your name, date of birth, telephone number, physical address, driver’s license number, email address, employment information, information about home ownership, citizenship status, and your banking information.

Non-Personally Identifiable Information

Use of this Site supplies us with anonymous ‘Non-Personally Identifiable Information’ which may include, but is not limited to: Internet Protocol address, Internet Service Provider, operating system type, and browser type. This information may be obtained directly when the ‘cookies,’ feature is enabled, data sent to Your computer when visiting a website. ‘Cookies’ being disabled may prevent access to certain areas of this Site. This Company has no control over cookie technology. This information may be collated and shared with third parties for trend and statistical analysis and is in no way linked to your Personally Identifiable Information.

How Third Party information is shared.

Use of this site authorizes this Company to share information that you divulge with third parties and affiliates. Information shared with this Company by You, gives us Your permission to share this information with our network of third party lenders for the purposes of completing loan requests. There are several ways in which a Third Party can use information that you have provided. It may be used to offer you a loan, offer other business services, or provide marketing information. Your data may also be shared with other third party list managers and marketers. Each of these parties has its own policies for collecting, using, and sharing your information. Once your data has been shared, this Site is no longer responsible for in which way your information is used.

Information provided by You, maybe shared by the company, due to legal processes, fraud prevention, should this Company be sold, acquired, or file for bankruptcy, Site improvements, in the case of violation of our Policies and/ or Terms & Conditions, or when and where this Company regards it assets or rights are violated..

Furthermore, this Site may sanction third party lender advertising and other partners in marketing. These companies usually use their technology of their own (including ‘cookies’) to track and collate data connected to marketing. Please note, This Site does NOT divulge Personally Identifiable Information to these third-party advertising partners.

How is my information used?

The information provided by You allows us to connect you with a cooperating third party lender, one of our network of lenders or those having an established business relationship with us. This information enables your loan request to be reviewed, in addition to providing accurate customer service, communication by mail, email, telephone, or mobile devices regarding our services (our own or those of third parties), in the enforcement of our Policy and Terms & Conditions, or for other services provided to you on rapidloans4you.com.au. Your bank information in addition to social security information may also be used to verify Your identity in the interest of fraud prevention.

How is my data secured?

A number of security measures are put in force to protect Your personal information from unauthorized retrieval, use, disclosure or destruction. This applies to both digital and physical information. This Site employs SSL (Secure Socket Layer) encryption, stores personal data on secure servers, and utilizes password protection.

Despite all precautions being enabled to protect Your information, the storage or transmission of data cannot be guaranteed. Consequently, data is not necessarily protected, either in storage or in transmission. When accessing this site it is done at Your own risk. Should your Personally Identifiable Information be subject to a breach of security, you will be informed along with any responsible agencies as dictated by law. Notification may be delivered by way of email. This notification may be subject to delay judicially in order to perform an investigation and bring forth further security measures.

Right to Opt Out

When submitting personal information on this Site, you are ‘opting-in’ to the receiving of communication messages from the rapidloans4you.com.au and/or a trusted lender within our associate network. You can choose to ‘Opt Out’ of sharing your personally identifiable information for specific reasons when it is this Site requests it. You may also choose to completely remove your information from our database by deactivating your account with us. To do this, please email us using the information on Contact Us page and give us 10 days to complete the request. To opt out of text message communications, you can reply to any message you receive with the words ‘STOP’, ‘QUIT’ or ‘END’.

Third Party Site Links.

Third party sites may have links to this Company which are uncontrolled and whose policies differ from those of this Company. rapidloans4you.com.au holds no responsibility for the practices, content, or policies of third party entities. In accessing third party sites, the information you give remains your responsibility, in addition to any content accessed by you. Your personal information can be utilized contrarily to the data submitted by you to this Site. Please read the Policies and Terms & Conditions of each site before proceeding.

Links to External Websites

You may come across links to various third party websites as you browse rapidloans4you.com.au. If you choose to exit rapidloans4you.com.au through one of these links, you do so at your own risk and are advised to carefully review the privacy policies of these websites.

Security Measures

We use only top-rated and industry recognized security software and procedures to protect the personal information you provide to us. Your information is protected by software and security protocols as it is being transmitted via the web and after we have received it. Since there is no such online or offline measure that is 100% secure, we can never provide a guarantee that your information will not be illegally obtained. We will not be held responsible if your information is obtained illegally.

Updating Your Information

You have the right to update any information you have provided to us at any time. To view, update, correct, change or remove any of the information you have provided to rapidloans4you.com.au, please send us an email using our contact details on Contact Us page.

Notifying You of Changes

We may make changes to this Privacy Policy from time to time at our sole discretion. If the changes that we make impact the way that we collect, use or distribute your personal information, you will be notified via email even if you have opted out of marketing communications. You should review this Privacy Policy for changes each time you use this site so that you can remain knowledgeable about the ways in which we protect your privacy.

Site and Service Updates

Although you have the right to unsubscribe from and opt out of marketing communications from rapidloans4you.com.au and our third party affiliates, you can not opt out of certain service announcements that provide important updates about our site and services. If you are no longer interested in any products or services we offer, you have the right to completely deactivate your account. To do so, please contact us by email.

Do-Not-Call Registry Compliance

When you provide information to rapidloans4you.com.au through any application, form or correspondence, you are giving your consent to be contacted by us and our third parties regardless of your status on the Do-Not-Call Registry.

Retention of Information

The information that you provide to us through forms, applications or communications will be retained by us as long as your account is active and your consent you use your information is not withdrawn. If you would like to cancel your account or ask that we no longer use your information for any purpose, please contact us by email using our contact details on Contact Us page. Your information will still be used for as long as necessary to resolve disputes, protect our rights and comply with any legal obligations even after you have requested that we remove it from our database.